We help you plan and invest in all phases of life. Here are three common client profiles.
Pre-Retirees and Retirees
You are about to retire or are already retired. You have done a great job of building wealth and want to maximize retirement income and protect your legacy. Questions we answer:
- When will I be able to retire?
- What improvements can I make to my portfolio?
- How long can my investments sustain my income?
- When should I collect social security?
- How can I eliminate or reduce threats to my retirement?
- How can I be generous with my savings?
- How do I plan for Long-Term Care?
- Do I have an estate plan that accurately addresses my wishes?
Wealth Builders
You are ten plus years away from retirement and are motivated to maximize your financial potential and protect your family. You work hard and have a substantial annual income. Questions we answer:
- How do I choose which retirement accounts to use?
- How much should I be saving?
- Can my investment portfolio be improved?
- How can I reduce taxes?
- How do I prioritize my cashflow for investing vs. paying off loans?
- How can I protect my family if something happens to me?
- Do I need an estate plan?
- How do I plan for educational costs?
Life Transition
You have experienced a significant change in your life that alters your financial circumstances. This could be from losing a loved one, career change, or divorce. You are facing unique challenges that can be overwhelming. Questions we answer:
- How can I make the best choice with my inheritance?
- What changes do I need to make to my financial plan?
- How does this affect my social security and pension?
- How can I plan for any tax ramifications?
- How do these changes affect my kids?
- How do I adjust my investment portfolio for these new changes?
- How do these changes impact my retirement income?
- Do I need to update my estate plan and beneficiaries?